Thanks for the reply Fariz.  What I am trying to accomplish is role out security for RTC.  It seems necessary to understand licenses because they turn off and turn on capabilities.  Therefore I am trying to find documentation that shows for example what is restricted for a stakeholder, a contributor, a developer etc.  

Table 1 in the link above provides lic. type and what kind of capabilities each role has. Roles have either read/write to a capability. There might be additional restrictions based on the user role but they do not have anything with lic. in that case. In that case, you should look at the permission document.